1
BetMGM Casino
$25 Free + 100% up to $1,500 Deposit Match
4,800+ Slots
24h Payouts
Live Casino
NJ/PA/MI/WV
Ranking: The 20 Best Online Casinos in USA (December 2025)
After spending over 200 hours testing, depositing, playing, and withdrawing from more than 50 online casinos with US state licenses, I've compiled this comprehensive ranking. My evaluation considers game variety, bonus fairness, payment speed, customer support quality, and overall user experience.
DM
"In my years reviewing online casinos, I've seen the US market evolve significantly since states began legalizing. The state-by-state regulation has created one of the safest gambling environments in the world. The top performers on this list consistently deliver on their promises - fair bonuses, fast payouts, and genuine commitment to responsible gaming. My top pick, BetMGM Casino, has impressed me with their massive game library of 4,800+ slots and 24-hour withdrawal processing."
2
Caesars Palace Casino
$10 Free + 100% up to $1,000 + 2,500 Reward Credits
1,000+ Games
VIP Rewards
1hr Payouts
NJ/PA/MI/WV
3
DraftKings Casino
Up to $1,000 Casino Credits + 500 Bonus Spins
1,000+ Slots
Exclusives
Jackpots
NJ/PA/MI/WV/CT
4
FanDuel Casino
$40 Bonus + 500 Bonus Spins (Deposit $10)
650+ Games
Best App
1hr Payouts
NJ/PA/MI/WV
5
BetRivers Casino
100% back on losses up to $500 (First 24 hours)
2,600+ Games NJ
Instant Payouts
iRush Rewards
NJ/PA/MI/WV
6
Fanatics Casino
Up to $1,000 back in Casino Credits (10 Days)
150+ Slots
FanCash Rewards
48h Payouts
NJ/PA/MI/WV
7
Golden Nugget Casino
250 Spins Over 10 Days + Up to $100,000 Credits
1,500+ Games NJ
Slingo Games
24h Payouts
NJ/MI/WV
8
Borgata Casino
$20 Free + 100% up to $1,000 Deposit Match
MGM Network
Live Roulette
Jackpots
NJ/PA
9
PokerStars Casino
100% up to $500 + 50 Bonus Spins
Poker #1
Tournaments
Stars Rewards
NJ/PA/MI
10
Bally Casino
Up to $100 Reload Bonus (If down after 7 days)
400+ Slots NJ
Daily Spins
Exclusives
NJ/PA/RI
11
Tropicana Casino
$10 Free + 100% up to $500 Deposit Match
1,000+ Slots
Video Poker
Caesars Rewards
NJ
12
Bet365 Casino
Up to $1,000 Bonus (First Deposit Match)
Exclusive Slots
Live Casino
24h Payouts
NJ
13
Unibet Casino
$10 Free + 100% up to $500 Deposit Match
500+ Games
Live Dealer
Fast Payouts
NJ/PA
14
Hollywood Casino
100% up to $500 Deposit Match
Penn Brand
Live Tables
Jackpots
PA/MI/WV
15
Hard Rock Bet Casino
$100 Free + Deposit Match Bonus
Iconic Brand
Live Casino
Mobile First
NJ
16
Parx Casino
100% up to $500 First Deposit Match
PA Leader
Xclub Rewards
Fast Payouts
PA/NJ
17
Virgin Casino
$30 Free + 100% up to $100 Cashback
Unique Games
Daily Picks
Easy App
NJ
18
Mohegan Sun Casino
$25 Free + Deposit Match Bonus
FanDuel Powered
CT Exclusive
Tribal Gaming
CT
19
PlayStar Casino
Up to $500 Cashback + 500 Spins
New Casino
Personal VIP
Fresh Games
NJ/PA
20
Resorts Casino
$20 Free + 100% up to $1,000 Deposit Match
Atlantic City
Established
Loyalty Program
NJ
Comparison Table: Best Casinos at a Glance
I've compiled this side-by-side comparison to help you quickly identify which casino best matches your preferences. All data has been verified directly from each operator's website.
| Casino | Welcome Bonus | Games | Min. Deposit | Payout Speed | States Available |
|---|---|---|---|---|---|
| BetMGM Casino | $25 Free + Up to $1,500 | 4,800+ | $10 | 24 hours | NJ, PA, MI, WV |
| Caesars Palace | $10 Free + Up to $1,000 | 1,000+ | $10 | 1 hour | NJ, PA, MI, WV |
| DraftKings | Up to $1,000 + 500 Spins | 1,000+ | $5 | 24 hours | NJ, PA, MI, WV, CT |
| FanDuel | $40 + 500 Spins ($10 Dep) | 650+ | $10 | 1 hour | NJ, PA, MI, WV |
| BetRivers | Up to $500 Cashback | 2,600+ (NJ) | $10 | Instant | NJ, PA, MI, WV |
| Fanatics | Up to $1,000 (10 Days) | 150+ | $5 | 48 hours | NJ, PA, MI, WV |
| Golden Nugget | 250 Spins + $100K Credits | 1,500+ (NJ) | $5 | 24 hours | NJ, MI, WV |
| Borgata | $20 Free + Up to $1,000 | 1,000+ | $10 | 24 hours | NJ, PA |
| PokerStars | Up to $500 + 50 Spins | 500+ | $10 | 24 hours | NJ, PA, MI |
| Bally Casino | Up to $100 Reload | 400+ (NJ) | $10 | 24 hours | NJ, PA, RI |
Where Is Online Casino Gambling Legal in USA?
Online casino gambling is currently legal and regulated in seven US states. Each state has its own regulatory body that licenses and oversees online casino operators.
New Jersey
28 Casinos - Since 2013
28 Casinos - Since 2013
Pennsylvania
19 Casinos - Since 2019
19 Casinos - Since 2019
Michigan
15 Casinos - Since 2021
15 Casinos - Since 2021
West Virginia
9 Casinos - Since 2020
9 Casinos - Since 2020
Connecticut
2 Casinos - Since 2021
2 Casinos - Since 2021
Delaware
3 Casinos - Since 2013
3 Casinos - Since 2013
Rhode Island
1 Casino - Since 2024
1 Casino - Since 2024
💡 Important Note
You must be physically located within a legal state to play at online casinos. Casinos use geolocation technology to verify your location. Even if you have an account, you cannot play while traveling in a state without legal online casino gambling.
My Evaluation Criteria: How I Select the Best Casinos
Transparency is fundamental to my reviews. Here's exactly how I evaluate each online casino before including it in my rankings.
State License
I verify that every casino holds valid licenses from state gaming authorities like NJ DGE, PA Gaming Control Board, and Michigan Gaming Control Board.
RTP & Payouts
I analyze Return to Player percentages across game categories and test actual withdrawal processing times with real money.
Customer Support
I contact support multiple times via different channels to evaluate response quality, speed, and 24/7 availability.
Game Variety
I count available games, assess provider diversity, and check for slots, table games, live dealer, and exclusive options.
Mobile Experience
I test apps and mobile websites on both iOS and Android to ensure seamless gameplay on any device.
Bonus Fairness
I read all terms and conditions, calculate realistic bonus value, and assess wagering requirements.
DM
"I believe in testing casinos the same way regular players experience them. I make real deposits, play through bonuses, and request withdrawals. This hands-on approach reveals things that simply reading terms and conditions never could. A casino might look great on paper but fail in practice - my job is to find out before you do."
Types of Casino Games Available
Slots (Slot Machines)
Slots are by far the most popular games at US online casinos. In my testing, I've found excellent variety ranging from classic 3-reel slots to modern Megaways titles with thousands of paylines. The most-played titles include Divine Fortune, 88 Fortunes, Gonzo's Quest, and Book of Dead. BetMGM offers exclusive progressive jackpots like MGM Grand Millions with payouts reaching millions of dollars.
Blackjack
Blackjack offers the best RTP of any casino game - up to 99.5% with optimal strategy. US casinos offer multiple variants: Classic Blackjack, VIP Blackjack, Infinite Blackjack, and sports-themed tables like DraftKings NFL Blackjack. Live dealer blackjack from Evolution Gaming is available at most major operators.
Roulette
American and European roulette are the most common variants. European roulette features a single zero with better RTP (97.3%) than American roulette with its double zero. Live casino sections offer tables with real dealers, including exciting variants like Lightning Roulette and Immersive Roulette.
Poker
Beyond table poker against the house (Casino Hold'em, Three Card Poker), casinos like PokerStars and BetMGM offer real-money poker rooms with actual players, tournaments, and sit-and-go's with guaranteed prize pools.
Live Casino
Live dealer games have revolutionized the online experience. Evolution Gaming powers most US live casinos with HD streaming and professional dealers. Popular games include Crazy Time, Dream Catcher, Lightning Dice, and Monopoly Live. BetRivers features live tables streamed from Borgata in Atlantic City.
💡 Expert Tip
Before playing with real money, I always recommend trying demo modes available on most slots. This lets you understand game mechanics and bonus features without any risk. Most US casinos offer play-for-fun modes.
Casino Bonuses & Promotions: Complete Guide 2025
Types of Bonuses
Legal casinos in the USA offer various bonus types regulated by state authorities:
- Deposit Match Bonus: Casino matches your deposit percentage (e.g., 100% up to $1,000)
- No Deposit Bonus: Free money or spins just for registering (e.g., $25 free at BetMGM)
- Free Spins: Free slot spins on selected games
- Cashback/Insurance: Percentage return on your losses (e.g., BetRivers 24-hour lossback)
- Loyalty Programs: Rewards based on play volume (Caesars Rewards, MGM Rewards)
Wagering Requirements (Playthrough)
Most bonuses come with wagering requirements you must complete before withdrawing. A 15x playthrough means you must wager 15 times the bonus amount. For example, with a $100 bonus and 15x requirement, you'll need to wager $1,500 before withdrawing. FanDuel offers some bonuses with just 1x wagering - among the best in the industry.
⚠ Important About Bonuses
Always read the full terms and conditions. Pay attention to: time limits for completing playthrough, which games contribute to requirements (slots usually 100%, blackjack often 10-20%), maximum bet limits while playing with bonus funds, and withdrawal restrictions.
DM
"In my experience, the biggest bonus isn't always the best value. I've seen players chase $2,000 bonuses with 40x wagering requirements when a $500 bonus with 10x would have given them a much better chance of actually withdrawing winnings. FanDuel's 1x wagering bonus is exceptional value even though the dollar amount is smaller."
Payment Methods at US Online Casinos
State-licensed casinos offer multiple secure payment methods for American players:
Deposit Methods
- Debit Cards (Visa/Mastercard): Instant deposits, widely accepted at all casinos
- PayPal: Secure and fast, available at BetMGM, Caesars, FanDuel, DraftKings
- Venmo: Popular mobile payment option, instant deposits
- Play+: Prepaid card solution with instant deposits and withdrawals
- Apple Pay: Fast mobile deposits using iPhone/Apple Watch
- ACH/eCheck: Direct bank transfers, slightly slower but secure
- Cash at Cage: Deposit cash at partner casino locations
Withdrawal Times
Based on my testing, here are typical withdrawal processing times:
- PayPal/Venmo: 1-24 hours (fastest option)
- Play+: Instant to 24 hours
- Debit Cards: 1-5 business days
- ACH/Bank Transfer: 3-5 business days
- Cash at Cage: Immediate (if at partner casino)
💡 Payment Tip
For fastest withdrawals, use PayPal, Venmo, or Play+. FanDuel and Caesars often process PayPal withdrawals within 1 hour. BetRivers offers instant payouts via their RushPay feature for verified accounts.
Security & Responsible Gaming
State Licensing: Your Safety Guarantee
Each legal state has its own gaming control board that regulates online casinos. These regulators ensure:
- Player fund protection in segregated accounts
- Games audited and certified by independent testing labs
- Mandatory responsible gaming policies and tools
- Personal data protection and SSL encryption
- Dispute resolution mechanisms
- Background checks on all operators
State Gaming Authorities
- New Jersey: Division of Gaming Enforcement (DGE)
- Pennsylvania: PA Gaming Control Board (PGCB)
- Michigan: Michigan Gaming Control Board (MGCB)
- West Virginia: WV Lottery
- Connecticut: CT Department of Consumer Protection
- Delaware: Delaware Lottery
- Rhode Island: RI Division of Lottery
Responsible Gaming Tools
All state-licensed casinos must offer self-protection tools:
- Deposit Limits: Daily, weekly, and monthly caps
- Loss Limits: Control how much you can lose
- Session Time Limits: Alerts after extended play
- Cool-Off Periods: Take a break for 24 hours to 30 days
- Self-Exclusion: Temporary or permanent blocking
- Reality Checks: Pop-ups showing time and money spent
🚨 Need Help?
If you believe you may have a gambling problem, contact the National Council on Problem Gambling at 1-800-522-4700 (24/7 confidential helpline) or text "HELP" to 233672. Visit ncpgambling.org for resources.
DM
"I've been in this industry long enough to see both the entertainment value and the potential risks of gambling. That's why I only recommend casinos that take responsible gaming seriously. Set your limits before you start playing - not after. The best session is one where you've had fun regardless of whether you won or lost."
Frequently Asked Questions (FAQ)
Which are the legal online casinos in the USA?
▼
Legal online casinos in the USA are those holding licenses from state gaming authorities. The most notable include BetMGM, Caesars Palace Casino, DraftKings, FanDuel, BetRivers, Golden Nugget, and Borgata. Online casino gambling is currently legal in seven states: New Jersey, Pennsylvania, Michigan, West Virginia, Connecticut, Delaware, and Rhode Island.
How can I verify if a casino has a state license?
▼
You can verify a casino's license on the official state gaming authority website. For New Jersey, check nj.gov/oag/ge. For Pennsylvania, visit gamingcontrolboard.pa.gov. Legal casinos must display their license number and responsible gaming information in their website footer.
Is it safe to play at online casinos in the USA?
▼
Yes, as long as you choose casinos with valid state licenses. These operators are regulated and supervised by state gaming boards, must protect player funds in segregated accounts, offer mandatory responsible gaming measures, and guarantee prize payments. Avoid offshore casinos without US licensing, as they offer no legal protection.
What payment methods do US casinos accept?
▼
Legal casinos in the USA accept multiple methods: debit cards (Visa, Mastercard), PayPal, Venmo, Play+, Apple Pay, ACH/eCheck bank transfers, and cash at casino cages. PayPal and Venmo are especially popular for their speed - many casinos process withdrawals within hours.
Do I have to pay taxes on my online casino winnings?
▼
Yes, gambling winnings are taxable income in the United States. The IRS requires you to report all gambling winnings on your federal tax return. Casinos may issue a W-2G form for certain large wins (typically $1,200+ on slots or $5,000+ on poker). You can deduct gambling losses up to the amount of your winnings if you itemize. Consult a tax professional for your specific situation.
What is the best online casino in the USA?
▼
Based on my analysis, BetMGM Casino leads the ranking due to its massive game library (4,800+ slots in NJ), generous bonus ($25 free + up to $1,500 match), exclusive progressive jackpots, excellent customer service, and fast 24-hour payouts. However, the "best" casino depends on your preferences: if you prefer the fastest payouts, try FanDuel or Caesars; for game variety, BetRivers excels; for rewards programs, Caesars Rewards offers cross-property benefits.